Lesson 10 paragaph 2.2 part 2

Welcome T3!
Please sit according to your seating plan :)

Economics: lesson ten

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Slide 1: Slide
EconomieMiddelbare schoolhavoLeerjaar 3

This lesson contains 12 slides, with text slides.

time-iconLesson duration is: 60 min

Items in this lesson

Welcome T3!
Please sit according to your seating plan :)

Economics: lesson ten

Slide 1 - Slide

Slide 2 - Slide

Planning vandaag
1. Start

2. Lesson goals - repeat - explanation - lesson goals

3. Time to do the homework 

Slide 3 - Slide

Lesson goals 2.2
Lesson 1:
- You can explain the different motives to borrow money in your own words
- You are able to calculate credit costs
-  You can explain the risks of borrowing money

Lesson 2:
- You can explain the difference between the most common types of loans
- You are able to explain the differences between the mortgage type 
 

Slide 4 - Slide

Chapter 2 Dealing with money
Paragraph 2.1 Saving and investing 
Paragraph 2.2 Do you have enough money?

Slide 5 - Slide

Loan
Buy
Redemption
Instalments
+ interest / credit costs

Slide 6 - Slide

debt-to-income ratio?   Other debts?
                                      (Check at BKR)
Risk!?
NO!
NO!
YES!

Slide 7 - Slide

Mortgage
= loan to buy a house (or boat)
House = Collateral--> less risk for the bank

Slide 8 - Slide

Fixed repayment each month
Fixed amount: the annuity
(interest + redemption)

Slide 9 - Slide

Consumer credits
- Personal loan

-Revolving credit

-Current account overdraft

-Deferred/ instalment payment  --> In instalments, but onwership
-Hire purchase                                    --> Only onwership after everything is payed

Slide 10 - Slide

Lesson goals 2.2
Lesson 1:
- You can explain the different motives to borrow money in your own words
- You are able to calculate credit costs
-  You can explain the risks of borrowing money

Lesson 2:
- You can explain the difference between the most common types of loans
- You are able to explain the differences between the mortgage type 
 

Slide 11 - Slide

Let's get to it!
• What:  Do exercises 21, 22, 25, 26, 27, 30, 31, 33, 34, 35 and 36 

• With who: Together or alone
• Purpose: Process paragraph 2.2

• Done?: Call me, I will tell you what to do next

Slide 12 - Slide