recap game theory + chapter 8

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Slide 1: Tekstslide
EconomieMiddelbare schoolvwoLeerjaar 3

In deze les zitten 23 slides, met interactieve quizzen en tekstslides.

time-iconLesduur is: 120 min

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Slide 1 - Tekstslide

1 - Discuss homework
2. Preparation exam
3 - Recap chapter 8 + game theory
4 - Self-study/preparation exam

Slide 2 - Tekstslide

Short update
Exam is scheduled for the 8th of February (next week)

Slide 3 - Tekstslide

discuss assignment
discuss assignment H&M / C&A sale

Slide 4 - Tekstslide

Preparation exam
Study book and make a summary

Correct your homework - redo difficult questions

Check the slides 

Game Theory --> study slides (and steps)

Slide 5 - Tekstslide

Living together
There are different options when living together..

Since January 2018 the standard situation for a marriange and registered partnership has been limited community of property

Slide 6 - Tekstslide

explain the definition of limited community of property

Slide 7 - Open vraag

Living together
Limited community of property

Assets and debts acquired before the marriage/partnership do not become joint preperty. Gift and inheritances fall outside the community of property. All other assets/liabilities acquired during the marriage/partnership are jointly owned

Slide 8 - Tekstslide

In some cases there is premium differentiation
Premium depends on the risk that is run by a specific group of insured persons
The people with lower risks pay a lower premium than people with high risks

Slide 9 - Tekstslide

Use your own words to describe the principle of an insurance.
Use these words: premium, insurance company, insured person, risk, damage.

Slide 10 - Open vraag

What is the difference between a group insurance and a private insurance

Slide 11 - Open vraag

Moral hazard
What happens when people are insured?

People might become less careful.. i'm insured anyway right?
This is called moral hazard

To counter this - introduction of an excess. E.g. that with damages you need to pay the first EUR 50 yourself before you receive a compensations

Slide 12 - Tekstslide

Healthcare insurance
Every adult in NL needs to have a healthcare insurance
Health insurers are obliged to accept all clients for the basic healthcare insurance = duty to accept
Basic healthcare insurance covers standard care like family doctor, hospital or pharmacy
There is an excess in healthcare insurances

Slide 13 - Tekstslide

why is there an excess for healthcare insurances?

Slide 14 - Open vraag

8.4 Living: rent or buy
A mortgage loan --> a long-term loan with registered property as security

Registered property = immovable goods such as buildings and land

Securtiy = a cover to reduce the risk that the loan provider does not get the money back

Slide 15 - Tekstslide

8.4 Living: rent or buy
When buying a house...
 You build up capital (repayment of your loan or increase in value of house)
+ You can adjust the house according to your wishes

When renting...
When renting a house you lose all the money for rent.. but you have more flexibility 

Slide 16 - Tekstslide

What is an inheritance?

Slide 17 - Open vraag

8.5 inherit

Inheritance = concerns all the assets an liabilities left by a deceased person

When there is a will it is defined who gets what

If there is no will then the law of succession determines who will inherit what..

Slide 18 - Tekstslide

According to the law of law succession who gets what in case there is no will?

Slide 19 - Open vraag

8.5 inherit

If there is no will then the law of succession determines who will inherit what..

The legal partner and the blood relatives are the only heirs (people who get something)  

All receive an equal portion of the inheritance
But what if you're married in community of property?

Than the remaining husband/wife received half of all the assets/liabilities

Slide 20 - Tekstslide

Game theory
- make sure you know the steps
- you can identify a prisoner's dilemma
- you can identify a dominant strategy

Slide 21 - Tekstslide

Do you feel like you know what to do for the exam?
Sort of
No clue

Slide 22 - Quizvraag

Do you feel like you will do okay during the exam?
not at all
no clue yet

Slide 23 - Quizvraag