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What is the difference between formal and informal?

Is this formal or informal?

Dear Sir/Madam

Dear Sir/Madam

A

Formal

B

Informal

Is this formal or informal?

Hi

Hi

A

Formal

B

Informal

Is this formal or informal?

I've got to go now. Write soon!

I've got to go now. Write soon!

A

Formal

B

Informal

Is this formal or informal?

Love.

Love.

A

Formal

B

Informal

Is this formal or informal?

She's decided to accept the job.

She's decided to accept the job.

A

Formal

B

Informal

Is this formal or informal?

Have you seen my glasses?

Have you seen my glasses?

A

Formal

B

Informal

Is this formal or informal?

Seen my glasses?

Seen my glasses?

A

Formal

B

Informal

Is this formal or informal?

Share this info!

Share this info!

A

Formal

B

Informal

Is this formal or informal?

I look forward to it.

I look forward to it.

A

Formal

B

Informal

What kind of language can you use in an formal letter but not in a formal one?